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Equipment

Estimate your equipment financing payment

Enter the price, soft costs, down payment, rate and term to see the monthly payment and total finance cost.

Pre-qualify in 4 minutes 612-927-2055

Equipment price$120,000

Soft costs financed$6,000

Freight, install, tooling, training.

Down payment10%

Annual rate12%

Term60 months

Estimates only, not an offer or an APR disclosure. Nothing you enter leaves your browser and no credit is checked.

Monthly payment

$2,523

Financing $113,400 of a $126,000 total cost

Cash down

$12,600

Total of payments

$151,351

Finance cost

$37,951

Break-even margin needed

$2,523/mo

Get real numbers on your file

Four minutes · Soft review · No obligation

Results are estimates for comparison only, not an offer of credit or financial advice.

Tool questions

Questions we get every night.

Often yes — freight, installation, tooling and training can usually be rolled in.

Many programs go to zero down for established businesses; startups typically put 10–20% down.

All 30 questions Ask Night Fox something else

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Ready when you are

When your bank says no. We find who says yes.

A four-minute application, a soft review, and zero impact on your credit score. Travis reads every submission personally and calls back with real options — usually the same business day.

Talk to Travis directly612-927-2055

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Soft review · No obligation · No impact on your credit score

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Funding programs

Estimate your equipment financing payment

Cash down

Total of payments

Finance cost

Break-even margin needed

Questions we get every night.

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