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Free tools

Know the real cost before you sign.

No signup. Results appear instantly and nothing you type leaves your browser.

The Offer Decoder

Paste in any offer and see its true annualized cost and red flags in 20 seconds.

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MCA consolidation calculator

Stacked daily payments can eat a business alive. Enter what you owe and what leaves your account every day, and see what one longer, lower payment could look like.

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Working capital calculator

Enter your monthly revenue and the amount you need to see the payment, the total payback and how much of your sales it takes.

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SBA payment calculator

Enter the loan amount, rate, amortization and down payment to see the monthly payment and total interest.

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Invoice factoring calculator

Enter the invoice, advance rate, fee and how long your customer takes to pay to see cash today, the reserve and the real cost.

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Equipment finance calculator

Enter the price, soft costs, down payment, rate and term to see the monthly payment and total finance cost.

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Ready when you are

When your bank says no. We find who says yes.

A four-minute application, a soft review, and zero impact on your credit score. Travis reads every submission personally and calls back with real options — usually the same business day.

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