Looking for a Lendio alternative? Start with the whole market.

Large lending marketplace that routes one application to many partner lenders. That works well for the files that fit its box. Night Fox Funding is built differently: one application, a national network of lenders, and competing offers you compare before choosing.

Pre-qualify in 4 minutes 612-927-2055

10Programs placed

$10K–$50MFunding range

$0Upfront fees

Fair assessment

What Lendio does well

Wide lender coverage
Single application
Well-known brand

Best for: Borrowers who want maximum lender coverage and do not mind multiple callbacks.

Where it stops

Volume model — you may hear from many lenders at once
Advisory depth varies by who picks up your file
Less hands-on structuring on complex or messy files

What we do differently

One advisor from application to funding, and Travis reads every file himself
No lead distribution — your information is not broadcast to a dozen sales desks
Structuring advice on stacked positions, consolidation and sizing, not just matching

Compare offers Talk to Travis · 612-927-2055

We are not affiliated with Lendio. Details here reflect publicly described products and change over time — verify current terms with the provider directly.

Direct vs brokered

One credit box, or the whole market.

	Single direct lender	Night Fox Funding
Applications	One per lender	One, submitted to many
After a decline	Conversation ends	File routes to the next lender
Programs available	That lender's shelf	10 programs, $10K–$50M
Offers to compare	One	Several, side by side
Who reads your file	Usually automated scoring	Travis, personally
Upfront cost	Varies	None — funder pays at close
Credit impact to see options	Varies by lender	Soft review, no impact

Switching questions

Before you decide.

Not by us. We submit your file only to the funders we choose for it, and we tell you which ones before we send it.

One. Travis, or someone on his desk, handles the file end to end.

All 30 questions Ask Night Fox something else

Other comparisons

Ready when you are

When your bank says no. We find who says yes.

Send the offer you already have. We will shop your file across the network and tell you plainly whether we can beat it — and if we cannot, we will say so.

Talk to Travis directly612-927-2055

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Soft review · No obligation · No impact on your credit score

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Funding programs

Looking for a Lendio alternative? Start with the whole market.

What Lendio does well

Where it stops

What we do differently

One credit box, or the whole market.

Before you decide.

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When your bank says no. We find who says yes.