Looking for a Kabbage alternative? Start with the whole market.

Now part of American Express, offering small revolving lines to businesses with connected bank or accounting data. That works well for the files that fit its box. Night Fox Funding is built differently: one application, a national network of lenders, and competing offers you compare before choosing.

Pre-qualify in 4 minutes 612-927-2055

10Programs placed

$10K–$50MFunding range

$0Upfront fees

Fair assessment

What Kabbage does well

Fully automated underwriting from linked bank data
Small draws available quickly
Backed by a large financial institution

Best for: Very small, occasional draws where speed matters more than size.

Where it stops

Line sizes are typically modest relative to what a growing business needs
Automation means little room to explain a messy month
No SBA, factoring, equipment or real estate options

What we do differently

Larger facilities: up to $750K on a line, $5M on SBA, $50M on real estate
A person reads the file when the numbers need context
Multiple structures priced against each other rather than one product
Renewal and consolidation strategy, not just a new draw

Compare offers Talk to Travis · 612-927-2055

We are not affiliated with Kabbage. Details here reflect publicly described products and change over time — verify current terms with the provider directly.

Direct vs brokered

One credit box, or the whole market.

	Single direct lender	Night Fox Funding
Applications	One per lender	One, submitted to many
After a decline	Conversation ends	File routes to the next lender
Programs available	That lender's shelf	10 programs, $10K–$50M
Offers to compare	One	Several, side by side
Who reads your file	Usually automated scoring	Travis, personally
Upfront cost	Varies	None — funder pays at close
Credit impact to see options	Varies by lender	Soft review, no impact

Switching questions

Before you decide.

Often yes, especially if deposits have grown since you were approved. Send three to six months of statements and we will size what the network will actually do today.

You can link statements or upload PDFs. We never need your online banking password to place a file.

All 30 questions Ask Night Fox something else

Other comparisons

Ready when you are

When your bank says no. We find who says yes.

Send the offer you already have. We will shop your file across the network and tell you plainly whether we can beat it — and if we cannot, we will say so.

Talk to Travis directly612-927-2055

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Soft review · No obligation · No impact on your credit score

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Funding programs

Looking for a Kabbage alternative? Start with the whole market.

What Kabbage does well

Where it stops

What we do differently

One credit box, or the whole market.

Before you decide.

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When your bank says no. We find who says yes.