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HomeIndustriesHealthcare · FL
Healthcare funding · Florida

Practice capital that understands insurance receivables in Florida.

A practice's balance sheet looks nothing like a retailer's. Revenue is locked in insurance receivables, expansion means expensive equipment, and the owner's personal credit is usually strong. That combination opens the cheapest end of our network.

$25K – $5MFunding range
3 days – 90 daysTypical speed
620+Credit accepted
The problem we solve

Why Florida medical, dental and healthcare practices run short

Florida is our highest-volume state after California and Texas — hurricane-season cash reserves and tourism seasonality drive most of the requests. For medical, dental and healthcare practices, that plays out in a handful of predictable ways:

  • Insurance and Medicare receivables aging 60–120 days
  • Chairs, imaging or laser equipment at six figures
  • Buying into or out of a partnership
  • Build-out for a second office or operatory
  • Payroll for clinical staff hired ahead of collections

None of those are profitability problems. They are timing problems, and timing problems have a right tool — which is the whole point of putting your file in front of several lenders instead of one.

Send these first

  • 3–6 months business bank statements
  • Two years of business and personal tax returns for SBA
  • Production and collections report
  • Equipment or build-out quote
Start the application Or call 612-927-2055
Ranges reflect typical outcomes across our lender network for Florida medical, dental and healthcare practices — not a quote.
Right structures

What actually fits a healthcare file.

These are the programs we place most for medical, dental and healthcare practices, in the order we usually consider them.

SBA 7(a)

Practice acquisition, partner buyout and build-out at the lowest available cost.

Program details

Equipment financing

Imaging, chairs and lasers financed 100% including soft costs.

Program details

Line of credit

Smooths the gap between treatment and insurance payment.

Program details

Term loans

Fixed monthly payment for a defined expansion project.

Program details
How it runs

From application to wired, in four steps.

01

Four-minute application

Online or by phone. Soft review only — nothing touches your credit score.

02

Travis reads the file

Personally, with healthcare context in mind, and he will tell you straight which programs are realistic.

03

Lenders compete

Your file goes to the funders who already say yes to FL medical, dental and healthcare practices. Offers come back side by side.

04

You choose. We fund.

Sign electronically and the money lands — in as little as 24 hours on the fast programs.

Where we fund

Healthcare capital across Florida.

Healthcare in FL

Healthcare funding questions.

Most medical, dental and healthcare practices in Florida see offers within one business day of sending bank statements, and funding lands in 24 hours to 5 business days depending on the structure. SBA and real estate run longer by design.
Yes, and SBA 7(a) is usually the right tool — up to $5M, ten-year amortization, and often as little as 10% down. Expect 45–90 days, so start the file before you sign the letter of intent.
Medical receivables factoring exists but is specialized and priced above commercial factoring because of payer timelines. For most practices a line of credit is cheaper for the same problem.
Startup practices with a strong licensed operator, 680+ credit and a real business plan are one of the few startup profiles SBA lenders genuinely like. See our startup funding page for the checklist.
Yes — every county, not just the metros. The application, document collection, signatures and funding all happen remotely, so location never changes your options.
Keep looking

Other states and other industries.

Ready when you are

When your bank says no. We find who says yes.

A four-minute application, a soft review, and no impact on your credit score. Travis reads every Florida healthcare file personally and calls back with real options — usually the same business day.

Talk to Travis directly612-927-2055

Soft review · No obligation · No impact on your credit score

Call now Pre-Qualify