Working capital
Covers mobilization, materials and payroll in 1–3 days without pledging equipment.
Program detailsContractors get paid on completion and pay for labor and materials on day one. That gap is not a credit problem — it is a timing problem, and it is the single most common reason a profitable contractor runs out of cash mid-job.
Government contractors in Maryland wait on federal payment cycles, and receivable-based funding is built for that wait. For construction and contracting companies, that plays out in a handful of predictable ways:
None of those are profitability problems. They are timing problems, and timing problems have a right tool — which is the whole point of putting your file in front of several lenders instead of one.
These are the programs we place most for construction and contracting companies, in the order we usually consider them.
Covers mobilization, materials and payroll in 1–3 days without pledging equipment.
Program detailsTurns approved progress billings and AIA draws into cash within 24–48 hours.
Program detailsExcavators, lifts, trucks and attachments financed against the machine itself.
Program detailsDraw for each job, repay at draw payment, keep the facility open for the next bid.
Program detailsOnline or by phone. Soft review only — nothing touches your credit score.
Personally, with construction context in mind, and he will tell you straight which programs are realistic.
Your file goes to the funders who already say yes to MD construction and contracting companies. Offers come back side by side.
Sign electronically and the money lands — in as little as 24 hours on the fast programs.
A four-minute application, a soft review, and no impact on your credit score. Travis reads every Maryland construction file personally and calls back with real options — usually the same business day.
Talk to Travis directly612-927-2055Soft review · No obligation · No impact on your credit score