Enter the invoice amount, advance rate, factoring fee and how long your customer takes to pay. See cash today, the reserve released later, the fee in dollars and the annualized cost.
Reserve released when the customer pays: $4,000
Get real numbers on your fileFour minutes · Soft review · No obligation
A 2% fee per 30 days sounds small, and on a customer who pays in 30 days it is. On a customer who pays in 75 days that same fee schedule usually steps up, and the annualized cost climbs with it.
So the number to watch is your customers' actual days-to-pay, not the headline rate. Two factors quoting the same percentage can produce very different real costs depending on how they tier by aging.
Also read the mechanics: advance rate, reserve release timing, minimum volume commitments, notification, and whether the arrangement is recourse or non-recourse. Those terms move real cost more than a quarter point of fee.
A four-minute application, a soft review, and zero impact on your credit score. Travis reads every submission personally and calls back with real options — usually the same business day.
Talk to Travis directly612-927-2055Soft review · No obligation · No impact on your credit score
